Yes, you have read too much.

You have read your 1st business book to another and another. You find it hard to start applying what you learn. Yes, you have read too much books. You need to start building track record.
-
STARTING ON YOUR OWN OR FIND A MENTOR? Some people start their businesses on their own. Sometimes they do not even start in having a team. It is hard to start business alone. Most people end up working on their business and just like employees, they work for money for the rest of their lives. Finding a mentor is no easy task either. You just can't walk up to someone successful and ask the person to teach you. Luckily, we are about to give you a chance to be an apprentice.
-
APPRENTICESHIP: IT'S YOUR TURN TO EXPERIENCE THE FEELING OF HAVING GUIDANCE. Unfortunately, a few people who starts business on their own notice earlier that what they do is no different from working as an employee. They also realize it would be easier and quicker to be successful if they find a business mentor. You must have read a lot of books about rich people with their mentors then innovate what they learned and become more successful. It's your turn to have one.
-
START GAINING EXPERIENCE. If you haven't yet started on gaining experience in your dream of being financially free or you have started but it seems things are going too slow, then reading this message is a great opportunity for you.
--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---

Determine your Leadership Level

Leadership is one of the critical components needed if you want to be very successful in business or, better yet, in life. Knowing your level at the present would provide you the opportunity to improve. These are the 3 basic indicators to identify how good you are as a leader.
--
1. EFFECTIVENESS & RESULTS. You can increase your leadership by being effective and show excellent results. Whether you are an employee or a business owner, you know if you are effective in some duties and responsibilities or not. This could be affected on how knowledgeable are you with the work or nature of the business. Your effectiveness will reflect on your results. You can rate yourself how effective you are in a scale of 1-10 then compare it with how you rate your results.
--
2. AUDIENCE & INFLUENCE. Audience is the people who listens or do whenever the leader speaks. You will notice how strong is your influence with how large your audience is. Leaders have people who listens to them. You can rate your influence then try to count how many people listens whenever you need assistance or volunteers.
--
3. AWAKEN LEADERS. Have you ever tried to teach someone to play a musical instrument or play a sport then he become the best of the best? And when you see him teach others and his students also become great musicians or players, then you just have awaken a leader. You can rate yourself how good you are ate passing on your skills and leadership to another great leader. Then see for yourself if you have created a leader or look for someone who can be a greater leader than you.
--
There are a lot more about leadership than the three things above. Improving your leadership level can be a very exciting venue in growing yourself and personal development. If you are very interested in improving your leadership by being successful in the business world, you can start by attending the public programs and exclusive business trainings of CREATE ABUNDANCE BUSINESS COMMUNITY.
--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---

Warren Buffett Quotes: Diversification is for Amateurs

Here are some quotes from Warren Buffett who became the richest man in the world. He obviously knows what he is doing that is why what he does is "focus-diversification." Not like among others who are so lazy to give time to increase their financial IQ who over-diversify and try to copy him.
---------------
"Diversification is a protection against ignorance. It makes very little sense for those who know what they’re doing."

"I prefer to keep all my eggs in one basket and watch that basket closely."

“If you are a know-something investor, able to understand business economics and to find five to ten sensibly priced companies that possess important long-term competitive advantages, conventional portfolio diversification (broadly based active portfolios) makes no sense for you."
http://www.zdiaz.com/2009/03/what-is-the-best-portfolio-diversification-strategy/
---------------
For those who do not want to be just amateur investors, invest more time in growing yourself and become the right person in business and investing.

FULL COMMITMENT, FOCUS and OTHER'S FOLLY

Intensive self-discipline made Warren Buffett the richest man in the world. Wallstreet people and other's folly gave him the bonuses.

FULL COMMITMENT. Freedom has a price. Warren Buffett was willing to pay it when he was just starting out. He knew he should be fully committed to winning in order to be successful in business and investing. He gave much time in looking for someone to teach him the business he liked. He also looked for mentors that could guide him through building and analyzing them. He really invests in his financial literacy. When he reads books, he reads it 4 times or more.

FOCUS ON SUCCESS. He also knew that an intense focus is also required. He didn't allow his greed and fear to control his business and investing decisions. Unlike Wallstreet people and those who trade round the clock that tries to mimic him, which in turn, gave him the bonuses. He never checks how the stocks are going when he already put his investment. It would seem Wallstreet never existed to him. He only checks it whenever someone does something stupid.

ARE YOU ONE OF THOSE WHO FOOLISHLY GIVE RICH PEOPLE BONUSES? Or are you determined to win and invest more time in your financial education? Do you have full commitment and focus? Or are you just like the others who wants to win big instantly and do not even invest time to learn?
--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---

Government's Tax Message

Why rich people have all the Tax perks? Why not employees, middle class and the poor? Simply because the government wants you to join the rich.

The country's economy needs investors. Have you noticed the president is always seeking investors everywhere and sometimes abroad? It is because there are only a few big businessmen and investors available. And the government is concerned with the economy. If their are no businesses, there will be no jobs, there would be no consumer purchasing power, etc. Businesses adds value to the economy and to the people.

The government doesn't know anything abut business. Most rich businessmen do not like government people. It's because the system of government and business is exactly opposite. You will notice how they are very different when it comes to rewarding. And for that, the government, also, doesn't know anything about money.

The Tax message to you is become a businessman. The government gives tax perks to people who invest. They discourage you to become an employee buy giving you the burden of big taxes. Simply because the government wants you to be part of the solution of creating jobs and adding value to other people by creating a strong economy.

Start with your financial literacy if you greatly want to contribute to the progress of your country. And stop blaming the government for your little financial success. It is given that the government doesn't know anything about money. Therefore, the need to protect yourself from financial mismanagement of others is to know more about money. It is not the government's fault that they do not know anything about managing money. We have undergone the same education as they are and our education do not teach anything about money. Hence, be responsible of your own knowledge about finances.
--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---

Where to Invest

Rich people are often asked where do they invest. It's a good and straightforward question. But rich people would feel responsible when they tell people where they invest simply because the person asking may not yet be the right person.

INVESTMENTS OF THE RICH. It would be illegal to invest in their investments if you are not RICH. If you have read Rich Dad's GUIDE TO INVESTING, you know what I mean. You can also ask in SEC about the subject.

NO RISKY INVESTMENTS. Only risky investors. You need to be the right person, at the right time with the right vehicle.

ARE YOU THE RIGHT PERSON? You are the right person when you have the 3 E's in Rich Dad's GUIDE TO INVESTING: Education, Experience, Excessive Cash. If you do not have EXCESSIVE CASH, it simply means you need more EDUCATION and EXPERIENCE.

INVEST LIKE THE RICH PEOPLE DO. They invest for their security, comfort and extreme wealth(for time freedom). Their priority:
EXTREME WEALTH(FREEDOM)
COMFORT
SECURITY

Broke people priorities:
SECURITY
COMFORT
EXTREME WEALTH(If they even think about it)

RICH PLANS. They all have SECURITY, COMFORT and EXTREME WEALTH PLANS. Broke people only have SECURITY and COMFORT Plans.

FINANCIAL EDUCATION. Grow yourself by learning more. Be your own financial adviser.
--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---

Financial Literacy and Stupid Diversification

You must have noticed by now a lot of books and financial advisers told you to buy, hold and diversify. And a lot means millions but why do you realize no one is getting rich on that strategy.

"Wide diversification is only required when investors do not understand what they are doing." - WARREN BUFFETT

Do you want to be called an "investor who do not understand what you are doing." So when you hear someone tell you to DIVERSIFY, then expect he doesn't know what he is doing.

90/10 RULE OF MONEY. 10 out of 100 investors have 90 of wealth and 90 investors has 10. As you can see 90 of people say DIVERSIFY that is why they have 10 of wealth. Now you want to be one of the 10 investors who have 90 of the wealth. You just have to follow what people who have the 90 wealth do.

NOTHING BEATS FINANCIAL LITERACY. Knowing more about the rules of money is the way of the rich. Know the rules and play the game. When you study even just 30 minutes per day about money would get you ahead of the pack. You can also actively participate in seminars or trainings about money that are provided by some organizations.

INVEST IN YOURSELF. Invest time, and little money, for now in growing yourself. Be vigilant in learning more and know what to do instead of being lazy and invest no time in yourself and investing more money to financial advisers that tell you to diversify.
--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---

Books: RICH DAD POOR DAD

RICH DAD POOR DAD
by Robert Kiyosaki

---------------------
To those who haven't read it yet:

You may have heard this book from your friend or may have seen it in the bookstores. You notice this intrigues you a lot, a simply titled book and a lot of people recommends it. Now you ask why?

When you finish the book you will greatly realize you should have read it when you were taking up college or maybe earlier.
---------------------
To those who have read it:

Share how it greatly change your outlook in life and the deep reflections you had when you finished it at Warren Buffett Groups in the DISCUSSION. This so other people can learn from you and share the benefits it gave you. Below is the link to the group:

http://www.friendster.com/group/tabmain.php?gid=2696689

*IF YOU REALLY WANT TO TAKE ACTION, SEND message to 0915.4928.572 / 0923.5062.382(COACH LUDWIG)with your NAME, BACKGROUND and INTENTION for attending the programs of CREATE ABUNDANCE BUSINESS COMMUNITY.
---------------------
Overview:

The introduction is written by a CPA. She noticed she knows about money and PASSIVE INCOME but do not have it. She got worried about her family and finances.

The 1st part of the book illustrates how OPPOSITE are the mindsets of a Rich person and Broke. Then the story unfolds about a 9 year old boy and his best friend being taught by the best friend's father who the author calls RICH DAD. He occasionally mentions his biological father whom he calls POOR DAD.

Rich Dad's guide posts will greatly improve how you look at money and your ability to earn it.
---------------------
FREE AUDIO BOOK
If you are deeply interested in the book, you can request for a link to the audio book.

You can simply reply to this message with your email and emails of your 10 friends whom you can share and talk with your great realizations.

Then you and your friends will be sent an email invitation to our free community website(CREATE ABUNDANCE 2020 BUSINESS COMMUNITY) and the instructions in getting the link.
---------------------
For your great success,
CA Team
0915.4928.572
0923.5062.382
(COACH LUDWIG)

Conquer Greed For Talents Are Meant To Be Shared

A lot of people know they have the ability to be rich. They refuse to use it because they do not know if they would become greedy or not. But we are accountable if we do not share our talents.

Most assume they become greedy when they earn too much than what they need. But you can hear them complain if it’s less. So they make sure that they only work for what they need TODAY.

They settle for just OK because people would see them as normal. When you dream too much, you will be branded as too ambitious. So they are contented to work all their lives for 8 to 9 hours a day to their beloved employer and hope for a raise and would be taken cared of.

At age 60, you will realize others do not really care about you. If you decided to conquer your fear of having the tendency to be greedy when you have a lot and not care what others would say, then you could have had a better life and time freedom.

Talents are meant to be shared. If there are people who become the richest men in the world, why can’t you? That is ability and talent. You care for hungry people, then why don’t you use that talent and share that to them? Don’t you feel accountable?

You would settle at doing the right things and thinking what others would say to you. You settle that you can help maybe one or two. It’s ok for you to sacrifice others because you will be branded greedy and you are scared of yourself becoming one. You decide to burry your talents to the ground because of your selfishness of preserving your reputation.

It’s up to you to conquer yourself and discover your real potentials. It’s up to you to realize and share it. It’s up to you to ignore or throw it away.

--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---

Begin with Investing Time

That would be a sound approach than investing money to investments you do not know anything about. Learn as much as you can first before taking action.

Most people do not want to study how money works. All they want to do is invest their little money to something safe and think or hope it’s a good investment. But most of the time they earn a little or lose with inflation. And they would blame others or they are just unlucky.

Most of them would justify that they just couldn’t do anything. No matter what they do they just couldn’t hit the jackpot. They do not see the need to read books, attend seminars and take action in actively investing or start a business because they believe it all comes down to luck and hard work.

Begin with investing time and maybe a little money. Invest time in gaining education about the subject. You can read the business section of newspapers. You can buy business or investing books. You definitely would not understand them at first but just continue to read and reread them until you will be familiar with the terms. This way you are investing much time and little money.

Reading books and going to seminars can be boring if you do not have a reason why you want to learn. Just like going to school and listening to your Math or English teacher can be so boring if you do not have interest. A good way to invest time would be reflect on yourself why you want to be financially secure or free.

There are a lot of opportunities offered now that are affordable and sometimes free. You just have to give time so you can learn. CA2020.NET Business Community provides free public courses and affordable events to increase your financial IQ.

Time is very expensive. You can always have money but you can never turn back time. You can lose 1 billion dollars today and you can always create ways in getting it back or double it the next month. But when you spend time stupidly, you can never change it. Most people would say they would rather spend their time having fun today and work for a lifetime. They do not know that they can focus on business for 2 years then they can have all their time having fun for the rest of their lives.

--- --- --- --- --- --- --- --- --- ---
Create Abundance Business Community provides programs to spread financial literacy and intensive business training to those who want to get control of their finances.

Before sending message to 0915.4928.572 / 0923.5062.382 (COACH LUDWIG), please include your name, background and intention for attending.
--- --- --- --- --- --- --- --- --- ---